Michigan auto case management: Here to support you every step of the way.

PIP benefits provide coverage for medical expenses, rehabilitation, and certain other costs associated with injuries sustained in an auto accident. This includes expenses for hospital visits, surgeries, physical therapy, and more. 

The Michigan Auto Insurance Law Reform Act, effective July 2021, allows drivers to choose their level of PIP coverage. This means you can opt for unlimited coverage, or select lower limits that could affect your benefits. It's important to understand how these choices impact your recovery and financial support. 

Generally, anyone injured in a car accident in Michigan is eligible for PIP benefits. This includes drivers, passengers, pedestrians, and bicyclists. Eligibility may depend on your specific insurance policy, so it’s essential to review your coverage or consult with us for clarification. 

PIP benefits cover a wide range of medical expenses, including:

• Emergency room visits
• Hospital stays
• Surgery
• Rehabilitation services
• Prescription medications
• Attendant care

Yes, Michigan follows a no-fault insurance system, meaning that you can still receive PIP benefits regardless of fault. However, your own insurance may impact your claim. 

If your claim is denied, you can appeal the decision. It’s advisable to contact us for assistance. We can help you review the reasons for denial and guide you through the appeals process. 

You must file your PIP claim within one year of the date of the accident. However, it’s best to start the process as soon as possible to ensure timely access to benefits. 

Yes, in addition to medical expenses, PIP benefits can cover some non-medical expenses, such as:

• Lost wages
• Replacement services (like household help)
• Mileage reimbursement for travel to medical appointments
• Case management services

If you exhaust your PIP benefits, you may be eligible for other forms of compensation, such as those from health insurance, disability benefits or through a lawsuit if someone else was at fault for your injuries. Our team can help you explore your options. 

We provide comprehensive case management services tailored to your needs. Our team can help you navigate the claims process, connect you with medical providers, and ensure you receive the benefits you deserve throughout your recovery.